Interest Rate
Effective Interest Rate
Interest Rates of APRB
Revised rate of term loan product
Revised rate of CCOD loan product
| Individual, Institution & Society | Senior Citizen | Staff | ||||
|---|---|---|---|---|---|---|
| Sr.No. | Deposit Product | Existing Interest rate. | Revised Interest rate. | Existing Interest rate. | Revised Interest rate. | Revised Interest rate. |
| 1 | 15 days and upto 45 days | 2.95 | 3 | 3.45 | 3.5 | 4 |
| 2 | 46 days and upto 90 days | 3.95 | 4.5 | 4.45 | 5 | 5.5 |
| 3 | 91 days and upto 179 days | 3.95 | 4.5 | 4.45 | 5 | 5.5 |
| 4 | 180 days and upto 240 days | 4.60 | 5.25 | 5.10 | 5.75 | 6.25 |
| 5 | 241 days and upto 364 days | 4.65 | 5.75 | 5.15 | 6.25 | 6.75 |
| 6 | >1 Year to <2 years | 5.50 | 6.75 | 6.00 | 7.25 | 7.75 |
| 7 | >2 Year to <3 years | 5.55 | 6.75 | 6.05 | 7.25 | 7.75 |
| 8 | >3 Years to <5 years | 5.65 | 6.25 | 6.15 | 6.75 | 7.25 |
| 9 | >5 years <8 years | 5.70 | 6.25 | 6.50 | 6.75 | 7.25 |
| 10 | >8 years <10 years | 5.70 | 6.25 | 6.50 | 6.75 | 7.25 |
| 11 | Saving Bank Deposits | 2.70 | 2.70 | 2.95 | 2.95 | 3.7 |
*Note :
1 : The revised rate will be applicable to all new time deposits and renewal of time deposits.
2 : The additional interest rate for staff would be 1.00% p.a. more on the above rate.
3 : The additional interest rate for Senior Citizen (age above 60 years ) would be 0.50% p.a. more of the above rate.
| Term Loan Product | |||
|---|---|---|---|
| SR.NO. | DESCRIPT | INT_RATE | SLAB UP TO |
| 1 | PMEGP-TL | 12.5 | |
| 2 | DDUSY-CTL-MAN | 12.5 | |
| 3 | DDUSY-CTL-WOMAN | 12 | |
| 4 | Mudra Loan (Sishu) | 12 | |
| 5 | Mudra Loan (Kishor) | 13 | |
| 6 | Mudra Loan (Tarun) | 14 | |
| 7 | RENT GHAR-SALARIED | 11.95 | |
| 8 | RENT GHAR-NON SALARIED | 11.95 | |
| 9 | OPEN TERM LOAN | 13.45 | |
| 10 | FITL | 14 | |
| 11 | TL-GUARANTEED EMERGENCY | 9.25 | |
| 12 | TL-GUARANTEED EMERGENCY | 9.25 | |
| 12 | Street Vendor Loan | 11 | |
| 13 | APRB MEDICARE | 11.75 | |
| 14 | TL-RTO-PUBLIC 21 | 13.45 | |
| 15 | WCTL | 11.95 | |
| 16 | COVID WCTL | 14 | |
| 17 | WCTL-SB4 TO SB5 | 11.95 | |
| 18 | WCTL-SB6 TO SB7 | 12.45 | |
| 19 | WCTL- ABOVE SB7 | 12.95 | |
| 20 | TL -SBF | 11.95 | |
| 21 | TL-SB1 to SB3 | 10.95 | |
| 22 | TL-SB4 to SB5 | 11.95 | |
| 23 | TL-SB6 TO SB7 | 12.45 | |
| 24 | TL- ABOVE SB7 | 12.95 | |
| 25 | WCTL-SB1 TO SB3 | 10.95 | |
| 26 | Mudra Loan (Sishu) | 12 | |
| 27 | Mudra Loan (Kishor) | 13 | |
| 28 | Mudra Loan (Tarun) | 14 | |
| 29 | ATL-ANKY | 12.5 | |
| 30 | ATL-ANBY | 12.5 | |
| 31 | TL-SHG | 12.5 | |
| 32 | TL-SHG | 12.5 | |
| 33 | TL-JLG (Individual) | 12.5 | |
| 34 | TL-JLG (Group) | 12.5 | |
| 35 | ATL-ANKY-SHG | 12.5 | |
| 36 | ATL-ANBY-SHG | 12.5 | |
| 37 | TL-ATL | 12 | 25000 |
| 38 | TL-ATL | 13 | 200000 |
| 39 | TL-ATL | 14 | 9999999999 |
| 40 | TL-ATL(Tractor) | 14 | |
| 41 | TL-SHG | 12.5 | |
| 42 | PERSONAL LOAN PUBLIC-21 | 9.95 | |
| 43 | PL(DEFENSE/PARAMIL CG)-21 | 9.95 | |
| 44 | PRERSONAL CAR LOAN | 8.95 | |
| 45 | TL-CAR/TWO WHEELER | 11 | |
| 46 | PERSONAL LOAN-VKV | 9.95 | |
| 47 | PERSONAL LOAN- ArSRLM | 11.95 | |
| 48 | CAR LOAN-VKV | 8.95 | |
| 49 | CAR LOAN- ArSRLM | 9.95 | |
| 50 | TWO WHEELER LOAN- ArSRLM | 13.75 | |
| 51 | PERSONAL CARLN SALARIED21 | 8.95 | |
| 52 | TL-HOUSING LOAN-PUBLIC | 11 | |
| 53 | HL-MAN-30 | 8.45 | |
| 54 | HL-WOMAN-30 | 8.35 | |
| 55 | HL-VKV-MAN-75 | 8.5 | |
| 56 | HL-VKV-WOMAN-75 | 8.4 | |
| 57 | HL-MAN>75 | 8.75 | |
| 58 | HL-WOMAN>75 | 8.65 | |
| 59 | HL-VKV-WOMAN | 8.85 | |
| 60 | HL-VKV-MAN | 8.95 | |
| 61 | HL-WOMAN-75 | 8.4 | |
| 62 | HL-MAN-75 | 8.5 | |
| 63 | TL-FESTIVAL ADVANCE PUBLI | 10 | |
| 64 | FESTIVAL ADVANCE-VKV | 10 | |
| 65 | FESTIVAL ADVANCE-ArSRLM | 11.95 | |
| 66 | SHG TL-DAY NRLM | 7 | |
| 67 | CAR LOAN PUBLIC | 9.95 | |
| 68 | CAR LOAN PUBLIC-21 | 11.95 | |
| 69 | HL-VKV-MAN-30 | 8.45 | |
| 70 | HL-VKV-WOMAN-30 | 8.35 | |
| 71 | TL-CONVEYANCE 2WLR-STAFF | 6.95 | |
| 72 | TL-HOUSING LOAN-STAFF | 8 | 2500000 |
| 73 | TL-HOUSING LOAN-STAFF | 8.5 | 9999999999 |
| 74 | TL-PERSONAL LOAN-STAFF | 8 | |
| 75 | TL-CONVEYANCE LOAN-STAFF | 6.95 | |
| 76 | TL-CONVEYANCE LOAN-STAFF | 6.95 | |
| 77 | TL-Vehicle Loan Staff (Cl | 6.95 | |
| 78 | TL-Vehicle Loan Staff (Su | 6.95 | |
| 79 | TL-EDUCATION LOAN-STAFF | 8.5 | |
| 80 | TL-HOUSING LOAN-STAFF | 6.95 | |
| 81 | TL-EDUCATION LOAN-STAFF | 8.5 | |
| 82 | DL-AGNST APRB STDR/RD/DD | 0 | |
| 83 | DL-AGNST LIC/NSC | 15 | |
| 84 | GOLD LOAN (BIS CERTIFIED) | 14 | |
| 85 | GOLD LOAN (NON BIS CERTI) | 14 | |
| CC OD LOAN Product | |||
|---|---|---|---|
| SI No | DESCRIPT | INT_RATES | SLAB |
| 1 | SBNCHQ-PMJDY | 12 | |
| 2 | OD-CAOD-PUBLIC | 12 | 25000 |
| 3 | OD-CAOD-PUBLIC | 13 | 200000 |
| 4 | OD-CAOD-PUBLIC | 14 | 9999999999 |
| 5 | CAOD MATM FOR BANK | 0 | |
| 6 | OD-CAOD-PUBLIC | 12 | 25000 |
| 7 | OD-CAOD-PUBLIC | 13 | 200000 |
| 8 | OD-CAOD-PUBLIC | 14 | 9999999999 |
| 9 | Liquid Gold Ln (BIS CERTIFIED) | 14 | |
| 10 | Liquid Gold Ln (NON BIS CERT) | 14 | |
| 11 | WEAVER CREDIT CARD GOVT SPONSE | 12.5 | |
| 12 | DEEN DAYAL UPADHYAY BUNKAR YJN | 5.5 | |
| 13 | WEAVER CREDIT CARD GOVT SPONSE | 9 | |
| 14 | DEEN DAYAL UPADHYAY BUNKAR YJN | 13 | |
| 15 | CC LOAN | 11.95 | |
| 16 | CASH CREDIT | 12 | 25000 |
| 17 | CASH CREDIT | 13 | 200000 |
| 18 | CASH CREDIT | 14 | 9999999999 |
| 19 | CC-SB1 to SB3 | 10.95 | |
| 20 | CC-SB4 to SB5 | 11.95 | |
| 21 | CC-SB6 to SB7 | 12.45 | |
| 22 | CC- ABOVE SB7 | 12.95 | |
| 23 | KCC/ACC | 7 | 300000 |
| 24 | KCC/ACC | 10 | 99999999999 |
| 25 | CHIEF MINISTER KRISHI RINN YJN | 7 | |
| 26 | CHIEF MINISTER KRISHI RINN YJN | 10 | |
| 27 | KCC -ANKY | 7 | |
| 28 | KCC-ANBY | 7 | |
| 29 | SGSY(SHG) CC | 12 | |
| 30 | KCC/ACC | 7 | 300000 |
| 31 | KCC/ACC | 10 | 99999999999 |
| 32 | KCC/ACC | 7 | 300000 |
| 33 | KCC/ACC | 10 | 99999999999 |
| 34 | KCC -FISHERY | 7 | |
| 35 | KCC-POULTRY | 7 | |
| 36 | KCC-PIGGERY | 7 | |
| 37 | KCC-GOATERY | 7 | |
| 38 | KCC-ORANGE | 7 | |
| 39 | KCC-KIWI | 7 | |
| 40 | SHG CC | 12.5 | |
| 41 | SHG CC-DAY NRLM | 7 | |
| 42 | GCC | 13 | |